Need help with paying utilities, food and mortgage

have you tried to modify your mortgage?  If you have an ARM, Interest Only or a high fixed rate, you can combine all your mortgages and Line of Credit with the bank.  You will need to find someone (lawyer) who can do this for you as the banks don't deal well with the consumer.  It takes about one to two months.  No appraisal needed either and your scores can be in the 500's.  Most brokers are charging 1% of the loan amount for their services.  You can not get cash out.  They will give you a 30 fixed rate starting at the rate of approx. 61/4%. (todays rate).  Act fast as I hear some of the banks are pulling out of doing the modifications in Sept.  Don't know what all the banks are going to do with all the foreclosures once this happens but worth a shot.  I did it and am waiting for an answer and yes, I do mortgages too.  Trying to get all my clients to do the same. 

I wish god would bless me with lottery winnings because I would help people in your situation, sad thing is that I am not in a good financial situation either

Good Luck.As if that pays bills right????